"Can I Buy Land And Build A House With An FHA Loan?"
If you want to build your dream home but you're having a hard time meeting the requirements of a conventional loan, we've got good news for you. An FHA Construction loan provides you with more flexible lending requirements, giving moderate-income families the opportunity at...
“Can I Use My Equity To Buy Another House?”
Buying a second home is a dream come true for many. Whether it’s a retirement home, a vacation home, or your first step toward real estate, investing in a second property is a notable achievement in your portfolio. Like a first-time home purchase, a second property requires a down...
Closing Costs: What Are They and How Much Will You Pay?
A down payment is not the only thing you need to have when closing on your loan. Closing costs are expenses you pay the lender for the various services they provide for the approval of your mortgage.
Let’s dive into what closing costs are and how much you can expect to pay.
Is Buying a Foreclosure Smart for a First-Time Buyer?
If you are looking to buy a home but are worried that you can't afford monthly payments, why not consider a foreclosure as your first home?
A foreclosed home is usually owned by a bank or lender and sold at prices way below its market value. Who knows, you may just hit the jackpot by purchasing...
"How Do I Get a Mortgage Loan If I'm Self-Employed"
We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper.
What Lenders Are...
Northern California Mortgage Accessibility Statement
Northern California Mortgage strives to ensure that its services are accessible to people with disabilities. Northern California Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on Northern California Mortgage website
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Enabling the Accessibility Menu
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Northern California Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Northern California Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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