Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment. This option is attractive for those who cannot afford high mortgage payments. However, it has its drawbacks if...
New Credit And How It Affects Your Credit Score
Your credit score matters in home loan approval and determining the rate you ultimately receive. Essentially, the higher the score, the lower the interest rate. That's why you must consider any action that might affect your score, such taking out new credit. Even a small loan can have a...
All About Liens and Home Loans
A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms.
A mortgage is the most common type of property lien. If you don't pay back the home loan, the...
Is Buying A Home With Bad Credit A Smart Choice?
Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause.
There are several factors that mortgage lenders consider when you apply for a loan, and there are even options available specifically for those with poor credit. Read on...
Is Buying A Home Without Real Estate Agent A Good Idea?
Whether you're a first-time home buyer or an experienced homeowner, you may be wondering if it's truly necessary to work with a real estate agent when buying a property. Here's what you need to know about working with an agent and how to go about purchasing a home without one should you...
Northern California Mortgage Accessibility Statement
Northern California Mortgage strives to ensure that its services are accessible to people with disabilities. Northern California Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on Northern California Mortgage website
Northern California Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows norcaloans.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Enabling the Accessibility Menu
Northern California Mortgage accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Northern California Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Northern California Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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