How Do Mortgage Lenders Decide How Much You Can Borrow?
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors influence their decision?
Read on to understand the...
How Does a Home Improvement Loan Work?
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.
Home improvement loans allow you to use the equity in your home to fund your home renovation.
Which One Is Better? An FHA Or Conventional Loan?
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the other.
This article will give...
"How Much Money Do I Need to Buy My First Home?"
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.
In this article, we’ll break down how much you need to purchase a new home before the year ends, plus...
Should I Buy a Move-In Ready Home or Fixer-Upper?
Owning a home is still a major part of the American dream. According to a recent survey done by The Harris Poll in 2020, a third of Americans who have never owned a home plan to do so in five years.
If you’re a first-time homebuyer, one of the questions you may have is whether to purchase a...
Northern California Mortgage Accessibility Statement
Northern California Mortgage strives to ensure that its services are accessible to people with disabilities. Northern California Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on Northern California Mortgage website
Northern California Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows norcaloans.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Enabling the Accessibility Menu
Northern California Mortgage accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Northern California Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Northern California Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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If you are experiencing difficulty with any content on Northern California Mortgage website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
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